Our Loan Programs

Fix and flip loans are short-term financing solutions tailored for real estate investors who buy properties, renovate them, and sell for profit. These loans are essential for securing the capital needed to act swiftly on investment opportunities in the real estate market. In addition to fix and flip loans, investors may also consider long-term rental financing for sustained income. 

Loan Amounts: $75,000 - $5,000,000

LTC up to 93% (90% of purchase, 100% of renovation)

LTV up to 75%

Close in 48 Hours

Most loans require no appraisal

What are DSCR Loans?  DSCR loans, or Debt Service Coverage Ratio loans, are a type of non-QM (non-traditional) mortgage primarily designed for real estate investors. These loans are particularly beneficial for those seeking fix and flip loans or long-term rental financing. Instead of qualifying based on personal income (W-2s, tax returns, pay stubs), DSCR loans assess the property based on its cash flow, making them a popular option for various real estate funding needs.  Loan Amount from $100,000 - $3,500,000 80% LTV Purchase and Rate & Term Refi 75% LTV Cash out refinance No Minimum DSCR 640 minimum credit score